Making Tough Choices: Understanding ALICE

What would you do if your paycheck couldn’t cover all your bills?

For thousands of households across Northwest Indiana, this is a reality. ALICE, which stands for Asset Limited, Income Constrained, Employed, represents individuals and families who earn above the federal poverty level but still struggle to afford the essentials, including housing, food, health care, child care, and transportation.

When money is tight, every decision comes with a trade-off. Paying one bill may mean falling behind on another. An unexpected car repair, medical expense, or missed paycheck can quickly turn an already difficult situation into a crisis.

Indiana United Ways' Making Tough Choices simulator gives you an opportunity to experience some of these decisions firsthand. Step into the shoes of a household navigating everyday expenses and discover how challenging it can be to make ends meet with limited resources.

Try the simulator. Explore the choices. Gain a better understanding of the challenges facing our neighbors.